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May 2024 – Sep 2024 · Banking Sector — Compliance

KYC / Compliance Process Optimization

Reviewed and tightened KYC screening workflows, embedding sanctions-list checks directly into daily transaction processing.

ComplianceKYC/AMLSanctions ScreeningExcelReporting

The problem

Existing KYC screening processes were fragmented from day-to-day transaction workflows, increasing the risk of missed sanctions matches and creating inconsistent compliance documentation across teams.

Screening process design

Sanctions screening embedded directly into the daily transaction workflow — no longer a separate, disconnected step.

Integrated KYC screening process
1
Transaction initiated
Client submits payment order
2
KYC validation
Client identity & documentation check
3
Sanctions screening
OFAC / EU / UN watchlist match
← Previously disconnected — now embedded
4
Compliance review
Standardized reporting & sign-off
5
Transaction processed
Cleared for settlement
Key improvements
Screening integrated into daily flow
Standardized reporting templates
Audit-ready documentation

The approach

I reviewed the bank's existing KYC screening processes end to end and identified gaps where sanctions-list checks were not consistently embedded in daily transaction handling. I integrated sanctions-list screening directly into the daily transaction workflow, built standardized compliance-reporting templates to bring consistency across teams, and documented every process step to satisfy local and international regulatory standards and support future audits.

Tools & technologies

Microsoft ExcelMS OfficeCompliance DatabasesSanctions Screening Tools

Key outcomes

  • Embedded sanctions-list screening into the daily transaction workflow, reducing compliance risk.
  • Standardized compliance-reporting templates across the transaction and compliance departments.
  • Produced audit-ready process documentation aligned with local and international regulatory standards.
CV